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Teams With the Worst Finances in Football Manager 2022

Financially challenged clubs to take over in Football Manager 2022

Teams to manage in Football Manager 2022 with worst finances.


If you are looking for useful ideas on how to make the most of the Sports Interactive Football Manager 2022, then we have a series of ideas waiting for you to explore. In this guide, we want to help you find a proper challenge. Today, we want to focus on looking at clubs with no money in the bank. How can you turn around an ailing football department without the funds?
 

The best financially challenged clubs to manage in Football Manager 2022

 

1. Valencia


Valencia CF FM22 Teams to Manage with Worst Finances

As the traditional third power of Spanish football, seeing a club as illustrious as Valencia on this list is a surprise. However, Los Che are not the title winners of the mid-00s – this is not the David Villa era. This is an era of austerity, with ownership in a major power struggle with fans and a debt balance that would make your eyes water.

Money is limited, key talent is up for sale, and the club's contracts are all over the place. Add in that you have potentially the most demanding fans in all of Spain, and building a legit title winner with Valencia is an incredible ask. With that in mind, you might wish to focus heavily on adding talent from your quality academy. Smart use of pre-contracts is vital, too.

Valencia are a big club, so you still have more pulling power than many other financially weakened clubs. That being said, you have much to do and little time to do it in; both board and fans want to see success and they want to see it yesterday.

So, can you build something in the immense pressure of Spain’s biggest underachiever? Why not start finding out today?
 

2. Feyenoord


Feyenoord-FM22-Teams-to-Manage-with-Worst-Finances

Despite being the second biggest club in Dutch football, Feyenoord are a mess. Years of poor decisions on and off the pitch have turned a venerable club into a skint basket case. Your best players are all academy bred talent keen to move on or veterans on wages you cannot afford. This leaves you with a squad that has absolutely no balance. Pair that up with a support who want to see titles yesterday, and Feyenoord is the kind of challenge that drives one to madness!

Get it right, though, and you are restoring one of the most famous clubs in European history. Taking on Ajax and PSV involves intelligent scouting, making sure every penny counts for something, and building a team that can play expansive, attacking football. Feyenoord fans are passionate but impatient, so expect to be under pressure if your bedraggled team does not start things off well.

That can be an issue, but it is part of the challenge and the appeal of managing a genuine juggernaut. Try it out, and see for yourself why Feyenoord have just one league title since the 1990s; this is a club with too many problems to be able to list!
 

3. Schalke 04


Schalke 04-FM22-Teams-to-Manage-with-Worst-Finances

It must do Schalke fans heads in that Borussia Dortmund are such a well-known commodity. The eternal rivals of one another have moved in totally opposite directions for the last ten-plus years, though. While the Royal Blues enjoy the odd moment of reverence, they were relegated for the first time in decades in 2020 and now seek to return to the top-flight.

A poor first season in the 2. Bundesliga in 2020-21 has left the club skint, unbalanced, and with a joke of a playing squad. If you can get a tune out of anything you have, you are a better coach than you give yourself credit for. This is a squad desperate to be ripped up and started again from scratch.

Few clubs in Europe have the potential that Schalke have; few clubs in Europe, though, have their problems. Eye-watering debt, a squad full of poor players on big deals, and a very poor commercial department has left S04 nothing like the venerable giant that it should be.

This is the third power of German football when it is run correctly; can you turn around what might be the most financially distressed ‘big club’ in Europe?
 

4. Trabzonspor


Trabzonspor-FM22-Teams-to-Manage-with-Worst-Finances

Challenging the Istanbul giants of Turkish football in Football Manager 2022 is hard enough without being in an eye-watering amount of debt. The good news? You have an amazing fanbase and a relatively good playing staff. The bad news? More or less anyone worth keeping will be up for sale due to the shocking nature of the finances at the club.

You will have to be able to box clever, picking up cheap talent to develop whilst seeing your key players move on. The challenge here is that you have a massive club with a support who are craving a title win. You are expected to improve year on year whilst having precious few pennies to spend. This leaves you having to make deals, try out stop-gaps, and basically put together a team that can do the fans proud.

With so little to spend and so little opportunity to do it, though, you must make every decision count. Expect the pressure to be on from day one. Paired with a wantaway squad and owners who are keen to sell, and bringing the Turkish Super Lig title back out of Istanbul may just be your biggest ever achievement.
 

Where will you cut costs first?


Each of the above clubs come with more than a few problems in terms of their finances. In the above teams, though, you have the kind of project that will force you to become a better manager. It comes down to coaching, building a system, and utilising any and all benefits that you can find.

What these clubs make up for in lack of funds is an impressive structure built around development; can you turn them around despite the big fat zero in your transfer kitty? `


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FM BLOG: Teams With the Worst Finances in Football Manager 2022
Teams With the Worst Finances in Football Manager 2022
Our list of financially challenged clubs to take over in Football Manager 2022. Can you make success with these teams with worst finances in FM22?
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