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Teams with shocking finances in Football Manager 2021 that you should still manage

Teams with shocking finances in Football Manager 2021 that you should still manage

They say that money cannot buy you happiness and in Football Manager 2021 that can soon become apparent. 


If you want a proper Football Manager 2021 challenge, then, you might wish to take one of these utterly debt-ridden clubs and see if you can survive whilst boxing clever. Who, then, might make a good choice for an FM2021 player who wants to try and make their game more challenging?

Instead of giving you the money to carve a team in your image, who will force you to be smart without making the save boring? 

Trabzonspor


As one of the traditional ‘other’ powers of Turkish football, Trabzonspor has spent more than they probably should have in recent years. This leaves the club in pretty serious debt, like most of the Turkish Super Lig. Unlike Fenerbahce and co. though you don’t have the same kind of pull of being in Istanbul to make players come anyway.

This will be a huge challenge; a passionate fanbase, a solid playing staff, and a team that is massively limited in terms of what it can spend. 


Olympique Marseille


Marseille FM21

Although their debts have come down somewhat, OM are one of the biggest challenges in the game. They are a massively demanding team who shed players and managers like a dog’s fur. They also have massive debt and a playing staff that is nowhere near good enough for a club of this majesty.

Can you topple PSG whilst having access to a fraction of their mighty resources? 

Sporting Lisbon


As the third power in Portugal, new fans to football might be forgiven for not knowing this. After all, it has been years since SCP could seriously put together a challenge to the top teams in Portuguese football. 

With an academy that is loaded with talent but a boardroom that is desperate for money, can you find an equilibrium and bring success to the club whilst still watching your best talent get sold on for comparatively little cost? 


Valencia CF


Valencia FM21

If you want a top-flight team with proper expectation but no money to make the dream work, then come to Valencia. Los Che are arguably the third power in the Spanish game, at least the third most supported, but lack the financial clout after years of mismanagement and bad decisions. 

You’ll have next to no time to turn things around, an unhappy playing staff, and a team that lacks anything like the standard one would expect of Valencia. If you want a challenge in FM 21, though, this is very much the right one for you.

Real Zaragoza


As a former big name in the Spanish game, Real Zaragoza have been a non-entity for over a decade. Indeed, the club has become a ‘big fish’ in the second tier, often not good enough to get promoted but still a large enough scalp for provincial sides to want to beat.

You will have little money, little opportunity, and very little patience from fans or the board. If you want a proper FM 2021 challenge, though, this is definitely going to be it. 


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FM BLOG: Teams with shocking finances in Football Manager 2021 that you should still manage
Teams with shocking finances in Football Manager 2021 that you should still manage
List of teams to manage that have shockingly low finances and which will give you a proper challenge in Football Manager 2021.
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