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Want a challenge? Football Manager 2020 clubs with high debt

Here's a list of Football Manager 2020 clubs that have a high debt on their hands that will prove a really though challenge in FM20.
Football Manager 2020  challenge clubs with high debt
When it comes to playing Football Manager 2020, life at the top can soon become pretty easy. If you are growing tired to cleaning up with your own beloved football club or trying to win the top prizes in the world from afar, you should look to try out one of the following clubs.

Why? Because they are clubs which are laden in debt and thus aren’t likely to be an easy team to build-up. If you want a proper challenge both on the pitch and in the transfer market, try the following clubs out.

Trabzonspor


Trabzonspor FM20

The Turkish giants might be one of the only clubs outside of Istanbul to lift the Turkish Super Lig, but like most Turkish clubs they are carrying an eyeball-watering level of debt. Trying to appease your passionate fanbase whilst wheeling and dealing in the market is tough work, but getting the debt down is a major part of the Trabzonspor project.

Competing for titles as an underdog is hard enough, but one as debt-ridden as Trabzonspor? A proper challenge!

Anderlecht


Anderlecht FM20

Despite being one of the biggest clubs in Belgium, RSC Anderlecht are not in a good place off the pitch. You’ll need to use that quality academy of yours and build a good scouting team because you are going to have to play it smart due to the minimal finances that you have to play with.

The problem here is that you are very much likely dealing with a club that demands success from day one. Good luck balancing that juggling act!

Sporting Lisbon


Sporting Lisbon FM20

Despite having an outstanding academy, the Lions are nowhere near as successful as local rivals Benfica or national rivals FC Porto. They have a massive level of debt and no real money to play with, so you need to be smart in the transfer market whilst probably conducting a bit of a squad clear-out at the same time.

For a long-term challenge with a high payoff, come to Lisbon.

Bolton Wanderers


Bolton Wanderers FM20

Moving to the UK for a moment, and taking on cash-poor Bolton Wanderers could be fun. The Trotters were an old-school force in the English game, but poor financial management since the ‘good old days’ in the Premier League has left the club mired in debt and scrambling just to exist.

For fans who like a bit of wheeling and dealing, though, this is sure to bring the best – or worst – out in your ability to fight fires and get promotion long-term.

Valencia


Valencia FM20

The Spanish giants are arguably the ‘third team’ of Spain, but these days are very much a pale imitation of their 90s and 00s selves. The club was once a regular at the top-end of football but has suffered drastically in recent years.

Los Che, though, are a big club that definitely be built up if you were willing to invest in the time needed. It’s by no means an easy challenge, but if you can handle the trifecta of a mix-match squad with poor finances and a wild fanbase, you could have a great time here.

Read more: Huge list of Football Manager challenges
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FM Blog | FM23: Want a challenge? Football Manager 2020 clubs with high debt
Want a challenge? Football Manager 2020 clubs with high debt
Here's a list of Football Manager 2020 clubs that have a high debt on their hands that will prove a really though challenge in FM20.
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